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Banks That Have Their Own Airport Lounges

Once available to “VIPs” only, airport lounges are now more accessible. Getting into airport lounges can be easy, and casual travelers can enjoy lounge spaces too. Today you can get access to lounges all across the globe without paying a fortune. A wide choice of airport lounges allows you to easily find a place to rest during a long layover or just to wait for your flight far from crowds.

New lounge locations are opening all the time, especially now, when major banks start entering into airport lounges business. Below are airport lounges that have already been opened by major credit card issuers or are in plans.  

American Express Airport Lounges

American Express has two branded lounge networks: The Centurion® Lounge Network and International American Express Lounges. Both networks are included into American Express Global Lounge Collection®, a network with more than 1,400 lounges across 140 countries.

American Express Centurion Lounges are the most exclusive lounges available to select American Express members only. They offer various perks like food and drink from award-winning chefs and top mixologists, shower or spa facilities at some locations, family rooms, high-speed Wi-Fi, and various seating options.

Centurion Lounge locations in the US

International Centurion Lounge locations

How to access American Express Lounges

To access American Express Lounges, you will need an eligible American Express credit card and a boarding pass. Access requirements may slightly vary from lounge to lounge, so we would recommend contacting the lounge you want to visit in advance to ensure the pass.

Credit cards with American Express lounges access:

Chase Airport Lounges

Chase has four branded lounges called “Chase Sapphire Lounge by The Club” and one Sapphire Terrace, an “experience” with complementary alcohol and some light snacks. The only international Chase Sapphire Lounge is in Hong Kong.

Sapphire Reserve cardmembers can also access The Etihad Lounge at Washington Dulles International Airport in Washington, D.C. Plus, Chase has plans to open lounges in four U.S. airports.

Chase works with The Club to create lounges that offer top-notch perks such as high-speed Wi-Fi, curated craft cocktails and seasonal menus, library of digital media and relaxing workspaces, all made to make your airport experience more enjoyable.

Chase Sapphire airport lounges in the US

International Chase Sapphire airport lounges

How to get into a Chase Sapphire lounge

You don’t necessarily need to have a Chase credit card to access Chase Sapphire lounges. You can use any credit card with Priority Pass Select membership to get one free entry to a Sapphire Lounge per calendar year. To get a free unlimited access to Sapphire Lounges, you will need one of the cards below:

Capital One Airport Lounges

The first Capital One lounge opened in 2021 and today there are three Capital One Lounges already. Plus, four Capital One Lounge and Capital One Landing locations are in the pipeline.

Capital One Landings are not actually Capital One Lounges. These are new concept locations with a focus on delivering an elevated dining experience where food and beverage options will be curated by highly acclaimed Jose Andres Group.

Capital One Lounges offer quite standard amenities with quite a few unique or enhanced perks. Travelers can enjoy such basic perks like Wi-Fi, relaxing sitting areas, plenty of power outlets, and complimentary food and drinks. Some of the new and innovative features are grab-and-go food selections for those in a hurry, relaxation rooms to unwind, and soundproof multi-faith room dedicated to prayer, meditation, or quiet reflection.

Capital One airport lounges in the U.S.

How to access Capital One Lounges

Anyone can visit Capital One Lounges for a fee and you don’t even need to be a Capital One cardholder to get in. The only requirement for all visitors is to present a boarding pass for the same-day departing or connecting flight (depends on availability). Those who want to have free unlimited access to Capital One Lounges, can get it with these two cards: 

Bottom line

The number of travelers visiting lounges is constantly growing. That happens thanks to the widening lounge access options and to new airport lounge locations opening every year. Airlines and even credit card issuers do their best to attract travelers to their lounge spaces and, as a result, gain their loyalty. Many airport lounges are now accessible with the right credit card, which either gives you access to specific airline club lounges, bank-branded lounges or to Priority Pass lounges. Such a competition among lounge providers means we may see more diverse spaces and constantly improving quality of lounges.  

The information for the J.P. Morgan Reserve and The Ritz-CarltonTM Credit Card has been collected independently by RewardExpert. The card details on this page have not been reviewed or provided by the card issuer.