Everyone wants to know how to travel cheaply. They want to fly for as little money as possible, which is why so many discount airlines have popped up all over the world in the last decade or so to help travelers afford cheap vacations.
As an inveterate
As someone who’s picked up more than three million airline miles traveling through some 63 countries, I know how to travel cheap.
Even if you don’t earn a lot of money, and even if you have debt that you think prohibits you from seeing the world, the fact is that numerous budget-travel options exist for you to travel to your dream destination.
Credit cards these days come with tons of travel perks beyond the simple accumulation of miles. Choose your
And even if you can’t travel completely for free, you can still collect and use
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Additionally, you want to avoid paying big fees for benefits that you aren’t going to use. Some high-end credit cards offer amazing perks, but if you’re not in a position to use them, you’re just wasting your money. A credit card with
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The Venture Card was already one of my favorite travel credit cards because you can earn two points for every dollar spent and no blackout dates when redeeming points for travel. When it was announced that the Capital One Venture Card was adding transfer partners for its points, the travel world went nuts. This catapulted the value of the Venture Card card over many others and put this credit card in the first position for many travelers. Today, it was announced that Capital One added two additional transfer partners, bringing the total transfer options to 16. Read on to find out who they are and how to transfer points to them. Also effective today, transfers to these airlines partners is now live.
Sending money to friends and loved ones is a big business. And the most trusted name in money transfers is Western Union. They operate in 200 countries worldwide with over half a million agent locations to serve their customers. With such reach, it is no wonder why they are the global leader in money transfer services.
GiftCardGranny.com is a shopper’s best friend. Everyone loves a bargain and nobody likes paying full price. When you buy discounted gift cards from GiftCardGranny, even when your dream item isn’t on sale, you’ll still save money. And you won’t need to worry about hackers draining your balance because they offer a lifetime guarantee on every gift card that they sell.
Capital One made a huge splash this summer with the release of the Capital One Savor Card. For the first time, consumers were able to earn an unlimited 4% cash back rewards for dining and entertainment. The first year’s annual fee is waived, but should you keep the credit card in year two? Or does it make more sense to downgrade to the Capital One SavorOne Card? In this guide, we perform a detailed review of the Capital One Savor vs SavorOne. Our goal is to help you decide which Savor card is the best Capital One credit card for your wallet.
The Capital One Venture Rewards Card has been a favorite credit card of RewardExpert.com for a long time. It has a great sign-up bonus and cardholders earn 2 miles for every dollar that they spend. And the miles allow you to book any flight or make any hotel reservation without fear of blackout dates. Now, Capital One is making this awesome credit card even better by adding 15+ transfer partners!
Aside from the 2 miles per dollar spent on the Capital One Venture Rewards Card, there are many other benefits available. This is why the Venture Rewards Card is one of our favorite cards to create a balanced wallet of points, miles, and cash back.
And now the miles you earn are even more valuable with the addition of 15+ transfer partners.
Spending on the Capital One Venture Rewards Card earns 2 miles per dollar spent. No matter where you are spending or what you are buying. When you book hotels and rental cars through Capital One Travel, you’ll earn 5X miles on those bookings.
Instead of buying travel at $0.01 per point, now you can transfer your points to one of 15+ travel loyalty programs to get even more value!
Most transfers to 15+ travel loyalty programs are at a 1:1 transfer ratio.
| Transfer Partner | Venture Miles | Target Loyalty Program |
|---|---|---|
| ALL - Accor Live Limitless | 1000 | 500 |
| Aeromexico Club Premier | 1000 | 1000 |
| Air Canada Aeroplan® | 1000 | 1000 |
| Avianca LifeMiles | 1000 | 1000 |
| Cathay Pacific - Asia Miles | 1000 | 1000 |
| Etihad Guest | 1000 | 1000 |
| EVA Air - Infinity MileageLands | 1000 | 750 |
| Finnair Plus | 1000 | 1000 |
| Flying Blue (Air France KLM) | 1000 | 1000 |
| Qantas Frequent Flyer | 1000 | 1000 |
| British Airways Avios | 1000 | 1000 |
| Choice Privileges® | 1000 | 1000 |
| Emirates Skywards | 1000 | 1000 |
| Singapore Airlines KrisFlyer | 1000 | 1000 |
| TAP Air Portugal Miles&Go | 1000 | 1000 |
| Turkish Airlines Miles&Smiles | 1000 | 1000 |
| Virgin Red Virgin Points | 1000 | 1000 |
| Wyndham Rewards | 1000 | 1000 |
Miles earned from the Capital One VentureOne, Capital One Spark Miles for Business, and the Capital One Spark Miles Select for Business can also be transferred to these 15+ Capital One miles transfer partners.
For every 1,000 miles that you transfer to one of these 15+ transfer partners, you will receive 1,000 miles or points with most partners. The minimum transfer amount is 1,000 Capital One miles. You will also need to register for an account with the loyalty program if you don’t already have one.
This basically means that you will be getting the same 2 airline miles or points for every dollar that you spend on all categories. Most airline cards only earn 1 mile per dollar that you spend (aside from a couple of categories). This means that the Capital One Venture Rewards Card can be a better card to earn miles for those partners than their own credit card for everyday spend.
And you’ll still maintain the option to use the Capital One Venture Rewards Card miles as cash to purchase flights when transferring miles doesn’t make sense or if there are no award flights available. This is truly the best of both worlds.
You can transfer miles as soon as you have accumulated a minimum of 1,000 miles. To transfer your Capital One miles, you need to sign in to your account on the Capital One wesite or through the Capital One Mobile app. Then you need to navigate to the rewards page and follow the prompts. Once you receive a confirmation code, save it for your records.
Please note that once you’ve transferred your Capital One miles, they can’t be transferred back to your Capital One rewards account.
I love having options and the Capital One Venture Rewards Card is full of options. And the options have just expanded with the addition of 15+ transfer partners!
Here are just a few of the many ways you can use your Capital One Venture Rewards Card points to travel for free:
We’ve found that most travelers are better off paying cash (ok, actually using points as cash) for domestic flights because airlines have increased the miles required for economy flights. It used to be that 25,000 miles was the standard for a domestic round-trip economy flight redemption.
Not any more.
With flights at or near capacity, airlines have continued to increase the number of miles required to book an economy flight. I’ve seen some economy flights priced at 50,000 miles. Umm, no thanks.
I like to redeem miles from credit cards like the Capital One Venture Rewards Card that I can use like cash to book domestic flights. This allows me to save my miles for international flights to the Caribbean, Europe, Asia, and South America where you can receive incredible value for your miles.
For example, I booked flights to St Kitt’s in the Caribbean for my family and me that would have been over $900 each.
Instead, I redeemed 30,000 American Airline miles and paid less than $60 in taxes per ticket.
This is a great example of why using airline miles instead of cash can be a great idea. With miles, we booked tickets that would have cost over $3600. If we redeemed 120,000 Capital One miles for cash, we could have only bought $1,200 worth of airfare.
The addition of 15 transfer partners to the Capital One Venture Card is a huge win for consumers. So many banks are implementing rules to restrict applying for or earning sign-up bonuses, that we need more options.
Chase has their 5/24 Rule. American Express has a once per lifetime rule. Citibank has a two-year rule. And Bank of America has a 2/3/4 Rule. So much to keep track of!
Fortunately, Capital One has not implemented specific rules limiting new cardholders. So, if you’ve been locked out getting a new credit card because other banks don’t want you, maybe it is time to consider Capital One.
With the addition of 15+ transfer partners, the Capital One Venture Rewards Card is going to be the talk of the travel world. Combing the benefits of card that earns 2x miles everywhere with no blackout dates on redemptions with the ability to convert those miles to airline miles at a reasonable transfer ratio is a huge win. I literally just applied for the Capital One Venture Rewards Card as soon as I heard about this new benefit.
If travel isn’t your major focus, the Capital One Savor Card might be a better bet for you. It offers 4% cash back on dining and entertainment and 3% cash back on groceries. It’s the perfect card for foodies and people who go out a lot.
Have you applied for the Capital One Venture Rewards Card before?
What’s your favorite benefit of this credit card?
Let us know in the comments below.
Everyone tells you that you need a good credit score. But how many of those people can actually tell you how to build credit? This comprehensive guide will show you the best way to build credit and improve your credit score. No matter if you’re a seasoned pro or are just starting out, we have actionable tips for you that will show you how to build credit fast and improve your credit score.
The average consumer may have 3 credit cards, but if you’re really into travel rewards like I am, you may have applied for more than 3 credit cards just in the last 90 days. When people ask me “how many credit cards should I have,” I reply that it depends on your situation. Let’s look at the pros and cons of having multiple credit cards to help you determine the right number of credit cards for you.
Whether you are staying home or out traveling the world, one thing is constant. You will spend money eating out. Here’s an awesome way to earn more than 20% cash back when eating out.
Credit card debt can be a huge obstacle to your financial goals. Recent studies show that the average credit card debt is now over $15,000 per household. With the average American credit card debt rising beyond levels last seen leading up to the 2008 Great Recession, this could spell trouble for the economy and consumer finances. There is no single best way to pay off credit card debt – there are several to choose from. The path that you take is a personal choice, but the most important thing is that learn how to pay off credit card debt so you can become debt free.
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The airlines are making a killing by charging us for checked bags. In 2017, airlines made over $4.5 billion from this additional source of revenue. Now, checking a bag is getting more expensive for travelers because United and JetBlue are increasing the first checked bag fees from $25 to $30. And the other airlines are sure to follow.
To increase your credit score, you want to focus on what you can change the quickest. Credit utilization is the second largest factor in your credit score. And it is the one you have the most control over on a monthly basis. Simply put, the lower your balances versus the amount of credit you have, the better your score will be. We’re going to discuss everything you need to know to increase your credit score by controlling your credit utilization rate.
The only thing better than making money is making money while you sleep. That’s the whole concept behind passive income. You can spend more time with your family and friends, perfect your golf swing or learn another language. The possibilities are endless because you’ve set up passive income streams that provide you a paycheck without needing to clock in. Here are the 10 best passive income ideas that will rock your world.
I don’t know about you, but I’m very protective of my credit. When I learned that allowing credit card issuers and businesses to simply look at my credit could ding my score, I became a lot more protective of who gets access.
This whole idea of a soft credit check vs. a hard inquiry was something that I felt like I needed to know all about. Once I really understood the difference, I was more protective of my score in some ways but not as worried in others.
Regular airline and hotel program devaluations are becoming the norm, and recently Singapore Airlines has announced program changes without giving us a whole lot of warning. Effective December 7, 2017, many flights booked on Star Alliance partners will be changing in price and there are a few non-price related changes as well. All in all this is a pretty big deal.
