Educational Posts on Loyalty Programs

Generosity is often a foundation of financial success as well as an essential key to living a happy life, according to Wade Chessman, Certified Financial Planner, CEO, and founder of Chessman Wealth Strategies.

He co-authored a book on the topic designed to inspire and enlighten readers with quotes, illustrations, essays, and short stories that explore the transformational power of giving. Entitled Giving Transforms You – 52 Ways Giving Transforms You, Your Family, Your Business and Your Community, Chessman’s book includes practical tips on reducing taxes and generating lifetime income to create a legacy through charitable giving.

Hacker attacks occur every 39 seconds and affect 33 percent of Americans each year. Forty-three percent of cyber-attacks target small businesses. Sixty-four percent of companies have experienced web-based attacks, while 62 percent have been victims of phishing and social engineering attacks, and 59 percent have fallen prey to malicious code and botnets. Since 2013, data breaches have enabled the theft of more than 3 million records each day.

Overall student satisfaction of 96 percent. Average time to a bachelor’s degree of 2.5 years. Eighty-seven percent employment rate in field of degree. These are just a few of the impressive statistics you’ll find in Western Governors University’s annual report—and just a few of the reasons the online university is the higher education provider of choice of more than 90,000 students nationwide.

If you’ve been thinking about searching for a new job, you’re not alone. According to Gallup’s 2017 State of the American Workplace report, 51 percent of U.S. employees are actively looking for a new position or watching for job openings. What are the reasons? Gallup’s survey results show career growth opportunities as well as better pay and benefits top the list.

Did you recently drop your Obamacare-compliant insurance coverage because your costs had skyrocketed? If so, you’re not alone. Healthcare insurance premiums went up by as much as 50 percent in many states for 2018, and about 400,000 fewer Americans signed up through Healthcare.gov during the last enrollment period than had done so in the prior.

Hurricanes Harvey, Irma, and Maria caused billions of dollars in damages and devastated communities in the Caribbean, Latin America, the U.S. mainland and Puerto Rico. Wildfires in California, Idaho, Montana, Oregon and Washington burned hundreds of thousands of acres of land, reducing homes and other structures to smoldering rubble.

Severe flooding in China and Peru drowned hundreds, while landslides wiped out hundreds more in the Democratic Republic of the Congo and Sri Lanka. Add a major earthquake in Mexico City and it’s easy to see why 2017 felt like a particularly bad year for natural disasters.

Restaurant dining is big business in the U.S. This year, commercial restaurant sales are expected to top $736 billion according to the National Restaurant Association, while data from the USDA shows the average American family will spend more money eating out than on food at home.

How much time do you spend searching your home for your keys, phone or other personal items each year? How many dollars do you spend replacing the things you can’t find? The answers to both of these questions might surprise you. According to several surveys, lost items cost Americans more than $5,500 over their lifetimes, while searching for things that have gone missing consumes an average of 2.5 days every year.

Nearly one-third of all annual giving occurs in December, but with more than 767 million people living in extreme poverty and more than 793 million undernourished people worldwide, it is important that charitable giving continues throughout the year. Individuals can help. but corporations are in a position to really make an impact.

Time is money, and in business any edge you can gain is critical. When it comes to your mobile services, why waste time on tasks like correcting typos or incorporating links to certain photos or videos? Enter Fleksy, the Guinness World Record holder for the fastest keyboard in the world.

Globally, retail e-commerce sales hit $2.29 trillion in 2017, accounting for one-tenth of total retail sales worldwide for the first time ever. As early adaptors, e-commerce giants like Ebay and Amazon have been dominating the online retail space for years. In fact, Ebay, Amazon and Wal-mart combined account for 5% of total retail sales in the U.S.

There is no question that renewable energy projects can have benefits for the environment, your physical health and your financial health. Imagine paying less on your electric bill because you use solar power. Imagine saving money because your car runs on electricity and not gas.

Financial well-being is when a person can meet current and ongoing financial obligations, feel secure in their financial future, and when they are able to make choices that allow them to enjoy life, according to the Consumer Financial Protection Bureau (CFPB). People who are in control of their finances have enough savings to deal with unexpected financial shocks, and are on track to meet their long-term financial goals.

There’s no doubt that when it comes to protecting your money against economic and market downturns, cash is king. However, making sure you’re earning the most interest possible while protecting your cash accounts, can be more challenging, especially in a low interest rate environment. That’s where MaxMyInterest (Max) comes in.

If you’re expecting your financial situation to change for the better this year, you’re in good company. In a survey conducted in December, LendingTree, a leading online loan marketplace, found that 67 percent of Americans expect their finances to improve in 2018. RewardExpert recently spoke with Lending Tree’s Vice President of Research, Brian Karimzad, about the survey results.

There are ways to become financially free, even with all of life’s challenges. The secret is a relentless focus on growing your wealth, according to Todd Tresidder, creator of FinancialMentor.com

Tresidder is a self-made millionaire who shares his tips and tricks with anyone who wants to listen. He’s coached and mentored hundreds of people, and believes that anyone can become financially independent if they do their homework.

Chances are that every business has missed out on some opportunities due to inefficiencies in their email service. As email technology evolves, companies need to keep up by making sure their customers stay up-to-date with the latest promotions, announcements, newsletters and more.

The Center for Civic Education is doing its best to better inform in an array of categories, notably politics and the history of civic duty. The center’s primary purpose is to develop, implement and evaluate professional development and classroom curricular programs that foster civic competence, responsibility and engagement.

Mintos is not your traditional peer-to-peer lending platform. It is a leading global online marketplace for loans. RewardExpert spoke with CEO and co-founder, Martins Sulte, about the uniqueness of Mintos and how the company has grown.

Credit cards provide great convenience and plenty of solid loyalty point perks, especially when you first sign up for one. But, there are some pitfalls that are important to take note of when your wallet is full of cards. Consider each of these the next time you are looking through your wallet, and don’t make these big mistakes.