Educational Posts on Loyalty Programs

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Trade with Confidence with eToro

Social trading and investing platform eToro represents more than six million registered members from 140 countries, revolutionizing the way people access financial markets.

The company makes the trading experience more social, enjoyable and transparent by offering FX, commodities, indices, CFD stocks, ETFs and cryptocurrencies. David Berg, eToro’s UK regional manager, talked with RewardExpert about how traders are in more control than ever.

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The Ultimate Guide to Get Free Cell Phone Insurance With Your Credit Card

Free Cell Phone Insurance

You may be aware of some of the cardholder perks that come with many premium credit cards, such as rental car insurance and lost baggage coverage. But did you know that some cards will reimburse you if your cell phone is stolen or damaged?

This coverage isn’t common, but some big issuers, such as Capital One, Chase, Wells Fargo and U.S. Bank, have cards with some sort of cell phone protections. It may be worth getting one of those cards just to protect your phone. I know I’ve dropped, sat on, cracked or otherwise damaged many smartphones over the years.

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What You Do While on Vacation Could Cost You Your Job

If you’ve paid any attention to advertising in the last 15 years, you’re probably familiar with the Las Vegas Convention and Visitors Authority slogan “What Happens Here, Stays Here.” Not only did the phrase drive millions of fun-seekers to Sin City, it also inspired a movie trilogy. Too bad it’s often wrong. Depending on federal and state laws, as well as your employer’s policies, your conduct while on vacation—or even just after hours—could have a direct effect on your job.

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Travel Guide for the Hearing Impaired

There’s no reason that being deaf or hard of hearing should prevent anyone from traveling. While it can offer its own challenges, nothing compares to sunning on an exotic beach, exploring a world-class museum or strolling through a quaint village. A little preparation and planning in advance can help make any trip—be it by plane, train, bus or boat—stress-free and fun.

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Go Meatless on Mondays for Your Health, Wallet and the Environment

According to data from RaboResearch Food and Agribusiness, American consumption of animal protein increased five percent per capita in 2015. Individuals in the U.S. consumed nearly 271 pounds of meat that year—more per person than almost any other country on the planet—and RaboResearch scientists project U.S. protein production will continue to grow 2.5 percent per year through 2018.

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Join, Save and Smile with DentalPlans.com

Do you have dental coverage? Do you think it’s not necessary or too pricey? Do you believe that it’s not something you need to worry about? One trip to the dentist could cost you your entire paycheck and then some if you have to have an emergency procedure done right away. Oftentimes individuals have the mindset that nothing will happen to them – that is, until it does. DentalPlans.com offers more than just dental savings plans. It provides peace of mind to members, by a company that cares – all at an affordable price.

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Four Ways to Save on Foreign Transactions While Traveling

How to Save on Foreign Transactions While Traveling

Your trip is booked, your bags are packed, and you’re ready to go. Chances are the last thing on your mind is how you’re going to save money on currency conversion fees, securing pocket cash and on your foreign purchases.

These expenses can add up though and without some upfront planning, you’ll return from your holiday with a bank or credit card statement full of fees. Minimal time invested before you go can result in reducing transaction fees, avoiding overcharges for foreign travel expenses and even earning rewards while you’re traveling.

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Work in the Cloud with Memset

Nowadays, everything is in the cloud. Some companies saw that tech trend long ago.

Hosting service provider Memset provides Cloud VPS and dedicated server solutions in secure environments. In the past two years it has developed Cloud IaaS, which is powered by OpenStack and utilizes OpenSource technology. It’s a pay-as-you-go solution for cloud hosting that can scale in seconds and meet the demands of any business.

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Travelers United: Representing the Interests of All Travelers

From overbooked flights and endless delays to cramped airplane seats and lost luggage, traveling can sometimes leave you feeling like everyone in the industry is out to get you. Fortunately, that’s not so. Travelers United, a non-profit membership organization with a five-star rating from GreatNonprofits.org, has your back.

RewardExpert recently spoke with Charles Leocha, the organization’s president and co-founder, about the inspiration behind Travelers United, their accomplishments and current initiatives, and the launch of a new paid membership option.

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The Ultimate Guide to Getting a Credit Card Without a Social Security Number

Credit Card Without a Social Security Number

The good news is that you don’t need a Social Security number to get a credit card. The bad news is that you’ll probably have to establish a credit history in the United States before applying.

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Get Smarter About Your Finances with Bills.com

Understanding finances can be a challenge for some, which is why companies like Bills.com exist.

One of the Freedom Financial Network companies, it describes itself as providing innovative solutions that empower individuals to live healthier financial lives. This includes making better financial decisions — whether it’s homeowners understanding loan options and making smarter mortgage decisions, or learning about and getting transparent around debt solutions.

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Flying Blue Eliminates Free Stopover on Award Tickets

Current State of Affairs With Flying Blue

Flying Blue is the frequent flyer program of Air France-KLM. They share it with some partners: Kenya Airways, Tarom, Aircalin, and Transavia. It is one of Europe’s major frequent flyer programs, along with Executive Club (British Airways) and Miles&More (Lufthansa group).

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SelfScore: Fair Credit for International Students

SelfScore

In today’s world, credit is essential. Whether you need to rent an apartment or car, purchase a mobile phone service plan, or want to earn cashback or rewards towards a dream vacation, you need a credit card to make it happen. Unfortunately, establishing credit has traditionally been difficult for some segments of the population, including students from other countries.

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Lendio Helps Small Businesses Thrive

Lendio image with logo

Lendio is a company that matches thousands of small businesses with the financing needed to grow, recharge and thrive. It is an online marketplace, akin to Kayak, AirBnb or Yelp, but for small business loans. It’s as simple as owners filling out an application and receiving access to more than 75 lenders on the company’s platform.

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Maximizing the New Citi ThankYou Partnership with Turkish Airlines

Until recently, earning Turkish Airlines Miles & Smiles hasn’t been easy for anyone living in the United States. The only ways to do so has been to credit Star Alliance flights to your Turkish Airlines Smiles & Miles account or through Marriott Hotel + Air packages. Now we have another way.

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With TRVL You Can Be Your Own Travel Agent

TRVL-title

Anybody can be a travel agent. Even you.

The world of travel is wrought with twists, turns and surprises along the way, and it’s often better to be prepared for them. Earning commissions on those bookings? Even better. A company called TRVL does just that, and more.

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Help Your Business Grow with ONLYOFFICE

ONLYOFFICE-title

Do you want to start your own business, but are worried about the cost of expensive office management software? Do you already have a successful company, but are looking to save money and also boost productivity and efficiency? ONLYOFFICE could be the solution for you. ONLYOFFICE offers a complete productivity suite for growing businesses and individuals, complete with document management, project management, calendars, email and other features. It is already used by more than two million people around the globe, and everyday more than 100 teams deploy it on their private network. The company’s mission is to bring the most innovative web office apps to everyone.

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International Rivers Protects the World’s Richest Resources

International-Rivers-title

Step into many major cities of the world, and chances are there will be a river at its heart. Think about the Hudson in New York, the Thames in London, the Danube in Vienna, the Nile in Cairo, the Han in Seoul and so on. But rivers are not just important to big cities. Healthy, vibrant rivers are also critical to rural communities, and many of these smaller rivers particularly in Africa, Asia and Latin America, are endangered.

That’s where International Rivers comes in. The Berkeley, California-based organization works to preserve and protect the world’s rivers from overdevelopment, misuse and destructive projects. It is also dedicated to giving local citizens the right to participate in decisions that affect their lives.

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Chase Implements Major Restrictions on the Sapphire Family of Cards

Chase New Rule

Chase continues to make it more difficult to get approved for new credit cards and earns large sums of points with sign up bonuses. By now, many are familiar with the 5/24 rule, in which Chase will automatically reject applications for most of their cards if you have opened five or more new credit card accounts with any bank within the last 24 months.

Now, Chase has come out with a new rule, targeted at the Sapphire family of cards. There are three cards in the Sapphire family: the no annual fee Sapphire card, Sapphire Preferred, and Sapphire Reserve. Here are the new rules per a memo sent to Chase bankers:

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Discover Free Samples and Services at TheFreeSite.com

From free checked bags to free seat upgrades, and free wi-fi to free continental breakfast, ‘free’ is many travelers’ favorite four-letter word. If you’re among them, you’ll love TheFreeSite.com. Created as a catalog of the Web’s best freebies, the site will help you score free samples and services you can use at home or on the road.

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