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When someone offers you a free week-long stay at their vacation house on the French Riviera complete with skipper and private chef, how can you say no?
The only catch was that I had to get there. And I had two days to figure out how.
It seemed impossible, but a quick Google search revealed that Port Grimaud, where pop psychologist Graham Price holds the summer workshops I’d been invited to attend, was worth the trip.
Situated on the Bay of St. Tropez, Port Grimaud is a town of modern villas, each with its own boat mooring, on canals that feed into the azure bay. This place was Venice with soft sand beaches and no crowds.
Photo by Flickr user r h under Creative Commons License
Booking with Traditional Points
A last minute plane ticket to Nice in the middle of August (prime European vacation time) is unreasonably expensive, so I looked at what airline points my husband and I had.
Most domestic airlines require at least 30,000 miles for a one-way from the U.S. to Europe in the lowest fare class. My husband had nearly 50,000 on United, and I had more than 30,000 miles on Delta, so we started booking.
The first leg was booked on United with no problem, but when I tried to book the Delta flight online, even though it was in the lowest points category, the total kept coming to 60,000 miles.
When I called customer service, they informed me that you need 60,000 to fly to Europe and the awards mileage chart I was referencing must be old.
Booking Through Chase Sapphire Preferred
Now I had a ticket to France and no way back, so we were scrambling. I transferred my United miles to my husbands account. But since that would still leave us needing a few hundred more miles, he called Chase to buy more.
Two thousand miles is the least you can purchase. But when the Chase representative heard what we were trying to do, she said she could just deposit a few hundred points in our account. Score!
In the meantime, I transferred over my points. However, the confirmation message said the transfer could take up to two weeks. We quickly called United, and they were able to make the transfer immediately. One day before departure, my return flight was booked.
The Overall Expenses
Photo by Flickr user Suzanne under Creative Commons License
For my flight to Europe, I ended up paying just $34.10 in fees, $30.60 of which was due to my layover in Frankfurt. So you could actually even get to Nice for less than what I paid.The return flight was a bit more, $82.90 total in taxes, with $33.80 due to my layover in Brussels–around the same as my previous layover. The major differences in the fees were $17.50 for U.S. immigration, which you can’t really avoid, and $31.60 in French airport taxes, which I strangely didn’t have to pay on arrival.
In the end, through the combination of 60,000 points (let’s call that a $600 value at $0.01 to the mile) and $117 (for a total of $717), I saved around $800 off the lowest available fare.
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Best Co-Branded Airline Credit Cards
RewardExpert 0 CommentsJune 29, 2020
Whether you’re getting your first travel rewards credit card or adding a new card to your wallet, there are many things you need to consider before applying.
Which airline or rewards program is best for you? How big is the sign-up bonus? Is there an annual fee? What perks come with the card?
While these are important considerations, Let’s look at one specific aspect of rewards cards: their earning potential. By that we simply mean the number of points or miles you earn per dollar spent on the card. Most cards give you one point or mile per dollar for most purchases, but many will also offer extra points for purchases that fall into certain categories.
To take full advantage of those bonus categories, you’ll want to figure out which card best fits your personal spending habits. If you spend a lot on airfare, for example, you’ll want a card that offers a lot of points or miles per dollar spent on plane tickets. And if you usually fly on one carrier, you may want to go with that airline’s co-branded credit card.
On the other hand, if you’re saving for a special vacation and you’re not a frequent flyer, you should consider a card that earns a lot on everyday purchases, like groceries or gas. Bonus points or miles for recurring bills, like phone bills or cable, can add up fast, too.
Savings on Co-branded airline cards can help get you to your dream destination
There are many options out there. This post focuses on co-branded airline cards that have the best earning potential. We tackle cards that are part of credit card rewards programs, particularly those that allow you to transfer points to various airlines, in another post.
Co-Branded Airline Cards
If you’re considering a co-branded credit card, you’ll probably want a card that’s associated with the carrier you most frequently fly on. But if you fly on several carriers with equal regularity, or if you could change your flying habits, you’ll want to take a closer look at what various cards have to offer. Whatever your circumstance, here’s a rundown of the earning potential of many of the co-branded airline credit cards that are available to U.S. residents.
All three of the major U.S. legacy airlines—Delta, United and American—offer different levels of cards, as well as at least one business card. Generally speaking, the more you spend on annual fees, the more perks you get, such as companion tickets and lounge access. All of the cards offered by these carriers give you double miles per dollar spent on their respective airlines and one dollar for non-bonus categories.
Delta’s cards, including the Gold and Platinum SkyMiles personal and business cards, as well as the top-of-the-line Reserve personal and business cards, offer no other bonus categories. Delta purchases get two miles per dollar, and all other purchases get the standard one mile per dollar.
If you qualify for a business card, though, you can earn more with the CitiBusiness AAdvantage Platinum Select World MasterCard. Not only will you earn double miles with American, but you’ll also get two miles for telecommunications, car rentals and gas. Recurring bills, like your cell phone, can add up fast and really boost your miles balance.
Like American and Delta, United’s base card, the personal MileagePlus Explorer card, gives you the standard double miles on United and one mile on other purchases. But United also has a business card with an earning scheme similar to American’s. The MileagePlus Explorer Business card gives you double miles for United purchases, as well as on gas, office supplies and dining out.
United’s premium cards, the MileagePlus Club personal and business cards, are good earners too. They are unique among co-branded airline cards because they offer 1.5 miles on all non-United purchases. They also come with many great perks, like free lounge access, and a steep $450 annual fee.
Bonus Earning Categories
Sign-Up Bonus
Annual Fee
United MileagePlus Club personal and business cards
2x United; 1.5x all other purchases
None
$450
There are a few co-branded cards out there that offer very little. The ANA Card U.S.A. Visa and the JAL U.S.A. MasterCard, for example, offer only one mile per dollar spent on all purchases, including airfare.
There are also a few cards that give you more. The Alaska Airlines Visa Signature and Visa Business cards, as well as British Airways Visa Signature, give you a generous three miles per dollar spent on their respective airlines. That’s the most you can earn on airfare with a co-branded airline card.
Bonus Earning Categories
Sign-Up Bonus
Annual Fee
Alaska Airlines Visa Signature
3x Alaska Airlines
30,000 miles
$75
British Airways Visa Signature
3x British Airways
50,000 Avios
$95
The Cards That Earn the Most
If you can justify the hefty annual fee, it’s hard to beat the solid 1.5 miles per dollar you earn on every purchase with United’s premium cards. With Alaska and British Airlines you get 3X miles for airfare only, which means you’d have to spend a lot on plane tickets to earn a decent number of miles.
Bonus Earning Categories
Sign-Up Bonus
Annual Fee
CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®
2x American, telecommunications, car rentals and gas
60,000 miles
$99, waived for first 12 months
Chase United MileagePlus® Explorer Business Card
2x United, restaurants, gas and office supplies
50,000 miles
$0 first year $95, after that
If you’re a small business owner or an independent contractor, both United’s MileagePlus Explorer Business and American’s CitiBusiness AAdvantage Platinum Select are excellent and come with much smaller annual fees. Those cards give you double miles in several categories, some of which include recurring costs, such as gas and phone bills, that can add up fast.
Gabi Logan 
August 7, 2018 
