RewardExpert - Blog - рage 20 of 126

Searching for some great listening material to motivate, inspire and help take your life to the next level? Looking to improve your life, boost your finances or find your next adventure on those boring commutes? Look no further than an app called Otto Radio.
The company’s mission is to help fill your commute and other activities with bold, fresh and new ideas by providing easy access to the podcasts and audio news that matters most to its users. After all, it’s possible to turn downtime into valuable time that can change your life for the better.
“You should always have the opportunity to have something great to teach you, make you laugh or simply add value to your life,” said Saulo Marti, vice president of marketing at Otto Radio, who spoke to RewardExpert.

Many of us want to take part in that great American dream of home ownership, but we never take the first step toward purchasing a home. Maybe we are afraid our credit isn’t good enough, or perhaps the thought of coming up with a sizable down payment stops us in our tracks.

If you have a good credit score and zero debt, you might want to consider playing my favorite game. It can be played alone or in two-player mode, and it involves strategy and earning points. The game I’m talking about is the credit card rewards game, and it’s never too late to learn the rules. To get ahead, all you need is a credit card… or maybe five. Simply choose your weapon and start killing it.

Businesses no longer have to depend on HR and payroll staff to collect invoices, thanks to companies like InvoiceSherpa. For the past two years, InvoiceSherpa has been automating the payments process for companies, optimizing cash flow and allowing them to get paid faster and more efficiently.
InvoiceSherpa Founder, Shaun Clark, started the company after noticing that cash flow is often restricted by unnecessary customer debt and unpaid invoices, exposing the need for more efficient payouts. And the idea has quickly caught on. The company now manages over $1 billion in receivables each year, with its primary client base being small businesses.

If you’re like most people, you look at prices before purchasing. Sometimes money can be tight and higher priced items can scare you so you decide not to make a purchase. You don’t necessarily want to do layaway because you probably would like to get the product now.
With Splitit, you can divide your payment into monthly installments and still get the item from the store that same day with no waiting period. CEO and Co-Founder of Splitit, Gil Don, spoke with RewardExpert about why Splitit is a great choice for both businesses and consumers.

Has past money mismanagement or just plain bad luck tarnished your credit history? Have retailers, banks and other lenders denied you leases, loans and credit cards as a result? If so, you’re not alone. According to Kelly Davies, Chief Communications Officer at Amigo Loans, a UK company offering guarantor loans for people with poor or no credit, 12 million consumers are unable to borrow from banks because of their credit score.

It’s just as common these days to call an Uber or Lyft as it is to vacation in somebody else’s home. More specifically, that means staying in an Airbnb.

To say our world is increasingly digital would be an understatement. Today, roughly nine in ten American adults regularly use the internet, according to Pew Research Center data. Among adults that are from 18 to 49 years old, internet usage is almost universal, with over 97 percent regularly going online to do everything from sending email, using social media and reading the news to making travel arrangements, buying products and banking.

For parents, it’s usually a challenging, nerve-racking and expensive proposition when it comes to finding proper care for their children. Whether it’s for a night on the town, a short vacation or a long-term nanny job, finding a person you can trust is an absolute necessity. Fortunately, companies like UrbanSitter are helping parents do just that by making the babysitting process easier and more efficient.

Even Financial has a pithy but straightforward tagline: Powering Financial Services Online. The platform matches qualified consumers with online financial products and services in real time, providing data and insight that allow for marketing institutions and other partners to increase monetization and reduce the cost of acquisition.

Many credit card promotions change monthly. The welcome bonus you see today might not be the same tomorrow. I recommend striking while the iron is hot. But how do you know when to apply?
Well, it’s a good thing you have experts like us to alert you to the best promos and offers. Let’s take a look at this month’s best credit card deals.

Holding a store credit card usually offers you, the consumer, a way to save money on merchandise. Almost every store has one these days. Did you know that Academy Sports + Outdoors, the discount sporting goods chain, offers its customers a co-branded Visa credit card?

For the first time in history, the average national credit score reached 700 last year according to FICO. On the upper end of FICO’s 300 to 850 credit score range, consumers with a score of 700 are rated as ‘very good’ credit risks. However, according to Experian, which looked at VantageScore credit score data, 21 percent of U.S. consumers had deep-subprime scores below 600. Poor and subprime credit ratings cost the consumers who carry them thousands of dollars in higher interest rates on loans and revolving credit, as well as higher premiums on auto and other insurance products.

Are the free product samples your favorite part of any Sephora order you place? Do you love discovering new makeup brands at the Nordstrom beauty counter? Or noshing on complimentary snacks as you cruise the aisles at Costco or Sam’s Club? How about the excitement of opening a box when you have no idea what it contains? If you answered yes to any of these questions, you will probably enjoy the subscription box experience.

While the heart of the Midwest may not be everybody’s first choice as a travel destination, Columbus, Ohio, is a wonderful place to vacation in the spring and summer. With a wealth of festivals, activities and sporting events, coupled with easy access, Ohio’s capital city is perfect for families and solo travelers alike. Traveling to Columbus can also be done rather cheaply when redeeming points or miles for travel.

Real estate is one of the most popular alternative investments. But what if you don’t have the time or capital to buy and sell physical property? And what if the public REIT (real estate investment trust) offerings are less than attractive? That’s where private real estate investments, which are investments in real estate assets not tradable on a public exchange, find their niche.

The average American consumer carried $6,354 in credit card debt in 2017, a nearly 3 percent increase over the previous year according to Experian’s State of Credit survey. Though consumers are only utilizing an average of 30 percent of their available revolving credit, 43 percent are carrying a balance every month—a practice which can easily add up to thousands of dollars in high-interest charges each year.

We all carry a balance on our credit cards from time to time. Unexpected expenses come up, like medical bills and car repairs. And sometimes you just can’t find another way to get that big ticket item you want. Unfortunately, this can get expensive fast because of the high interest rates on most credit cards.

PayPal recently introduced a cashback credit card to their lineup. They’re hoping to attract more customers, but does the new PayPal Cashback MasterCard deserve a place in your wallet?
Once just the banking arm of eBay, PayPal is working hard to become your go-to electronic payment system. With its impressive earning potential and easy cashback redemptions, the new PayPal Cashback MasterCard is their latest step in achieving this goal.