There’s no doubt that when it comes to protecting your money against economic and market downturns, cash is king. However, making sure you’re earning the most interest possible while protecting your cash accounts, can be more challenging, especially in a low interest rate environment. That’s where MaxMyInterest (Max) comes in.
If you’re expecting your financial situation to change for the better this year, you’re in good company. In a survey conducted in December, LendingTree, a leading online loan marketplace, found that 67 percent of Americans expect their finances to improve in 2018. RewardExpert recently spoke with Lending Tree’s Vice President of Research, Brian Karimzad, about the survey results.
There are ways to become financially free, even with all of life’s challenges. The secret is a relentless focus on growing your wealth, according to Todd Tresidder, creator of FinancialMentor.com
Tresidder is a self-made millionaire who shares his tips and tricks with anyone who wants to listen. He’s coached and mentored hundreds of people, and believes that anyone can become financially independent if they do their homework.
Chances are that every business has missed out on some opportunities due to inefficiencies in their email service. As email technology evolves, companies need to keep up by making sure their customers stay up-to-date with the latest promotions, announcements, newsletters and more.
The Center for Civic Education is doing its best to better inform in an array of categories, notably politics and the history of civic duty. The center’s primary purpose is to develop, implement and evaluate professional development and classroom curricular programs that foster civic competence, responsibility and engagement.
Knowing your credit score is very important when it comes time to get a car loan, mortgage, or even a student loan. Your score will have an impact on what kind of interest rate you are able to get, and maybe if you’re able to get a loan at all. Discover, and 90% of other top lenders, will use FICO scores in their creditworthiness decisions. Discover will even tell you what your credit score is for free.
Identity theft is a serious problem that’s only getting worse. But don’t worry. Discover’s new Social Security number alerts has got you covered. If you’re a cardholder, the issuer will scour the dark web for the illegal use of your Social Security number.
Mintos is not your traditional peer-to-peer lending platform. It is a leading global online marketplace for loans. RewardExpert spoke with CEO and co-founder, Martins Sulte, about the uniqueness of Mintos and how the company has grown.
Credit cards provide great convenience and plenty of solid loyalty point perks, especially when you first sign up for one. But, there are some pitfalls that are important to take note of when your wallet is full of cards. Consider each of these the next time you are looking through your wallet, and don’t make these big mistakes.
If you regularly worry about money, you’re definitely not alone. According to the Center for Financial Services Innovation, 57 percent of Americans are struggling financially causing them a significant amount of stress.
Although credit and debit cards look very similar, they are not. The most obvious difference between a credit and debit card is that a debit card draws from your available funds while a credit card offers a line of credit to be paid back later. However, this is not the only difference.
Forty-one percent of small business owners lack a financial backup plan in case of emergency according to Reliant Funding’s recent Small Business Report. Among those who have a plan, 20 percent have $75,000 or less socked away, and 3 percent have no emergency savings at all.
Pre-qualifying for a Discover card is easy. And if you’re thinking about getting a new card, like the popular Discover it Cashback Match, you should see if you’re pre-approved before submitting a full application.
If you’re tired of earning less than 1 percent interest on money languishing in your savings accounts but desire an alternative to the usual stocks and mutual funds, you may want to consider investing in commercial real estate. According to RealtyMogul, an online real estate investing marketplace, real estate has outperformed the stock market nearly two to one for 15 years—even in robust bull markets like the one we enjoy today.
Many credit card users are familiar with travel benefits offered by their credit cards including car rental coverage and lost luggage protection. Some credit cards go beyond this level of coverage, providing travel insurance that covers cardholders in the event of unforeseen events, accidents or illnesses.
When it comes to banking, most people are looking for a community bank where the customer comes first. But they’re also interested in one that has all the components of a great technology platform as well. With Radius Bank, you get the best of both worlds–the convenience of online banking with a sense of community all wrapped up into one.
According to the SBA, nearly 98 percent of all businesses in the U.S. are small businesses—but their contributions to the country’s economy are anything but. Altogether, these estimated 30 million companies account for 65 percent of the nation’s GDP, or gross domestic product. The success of these myriad organizations is clearly vital to that of the U.S. itself, yet many of them struggle due to short-term cash flow challenges. Data analysis by Fundbox, a company that provides small business financing, shows some $825 billion unpaid invoices are a big part of the problem.
Whenever you get a new credit card, you might be a little baffled by the long string of numbers. Yes, there are a lot of people with credit cards, and the issuers need to have a variety of numbers in order to make sure every person gets a unique identifying number. But that’s not the only reason. Every one of those numbers on the front of your card (and the three or four on the back) serve a purpose.
According to a recent poll, getting a new job is once again among the top resolutions Americans have made for the new year. If you are among them, CreativeLive may be a great place to start. With over 1,500 curated courses by the world’s top experts in a wide range of subjects, the online learning community is a valuable resource for professionals who want to enhance the skills used in their current careers as well as those who dream of turning their talents into viable businesses of their own.
According to American Century Investments’ annual National Plan Participant Study, 90 percent of U.S. employees feel at least some regret about saving for their future. Among the 1,500 full-time workers surveyed for the study, more than half feel that not saving enough is one of the greatest mistakes of their lives.
