U.S. Cities Where People Work the Most for the Least Pay
It is mere common knowledge that workers in some places earn more per hour than in others. Likewise, it is also common knowledge that, in spite of regulations capping the number of hours worked before overtime pay rules kick in, that workers in some places spend more hours at work each week. And this is not yet to point an accusing finger at employers in various locales for violating workplace overtime regulations! Where, these two factors coincide, low wages and long hours, is not common knowledge. And this is the question we set out to answer; where do people work the most for the least pay?
We analyzed the March 2018 numbers in State and Metro Area Employment, Hours, and Earnings data set from the Bureau of Labor Statistics, to determine which U.S. metropolitan areas have the longest work weeks, with the lowest prevailing average wage. In the ten metropolitan areas that have ranked the worst, employees work the longest hours and are the worst compensated per hour that they have worked.
Cities Where People Work the Most For Least
Rome, GA
- Value: 383rd
- Average Hours in Workweek: 38.3
- Week Length: 382nd
- Average Hourly Wage: $19.26
- Wages: 351st
Warner Robins, GA
- Value: 376th
- Average Hours in Workweek: 39.0
- Week Length: 385th
- Average Hourly Wage: $20.22
- Wages: 331st
Owensboro, KY
- Value: 382nd
- Average Hours in Workweek: 37.5
- Week Length: 371st
- Average Hourly Wage: $18.86
- Wages: 360th
Mansfield, GA
- Value: 374th
- Average Hours in Workweek: 38.0
- Week Length: 377th
- Average Hourly Wage: $20.48
- Wages: 318st
Clarksville, TN
- Value: 384th
- Average Hours in Workweek: 36.7
- Week Length: 358th
- Average Hourly Wage: $18.36
- Wages: 376th
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Taking fifth place on our bottom ten is the metropolitan area anchored by the city of Clarksville, Tennessee, which encompassess a four-county area extending across the state line into Southwestern Kentucky, and evenly split between the two states. One of the area’s largest employers, the Fort Campbell Military Base, is likewise situated athwart the state line. While the average number of hours worked in a typical week in the Clarksville metropolitan area is somewhat lower (36.7), the average hourly wage in the region is an abysmal $18.36 per hour.
Principal Industries: Military, Manufacturing
Hinesville, GA
- Value: 363th
- Average Hours in Workweek: 38.0
- Week Length: 377th
- Average Hourly Wage: $21.15
- Wages: 298th
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Sixth-place Hinesville, Georgia, is located in the southeastern portion of the state, near the Atlantic Coast, sandwiched between South Carolina and Florida, and is one of the most populous cities in the region, after Savannah. Like every city and metropolitan area on our bottom ten list, the number of hours in the average workweek of those employed in the area is significantly higher than the national average. Hinesville’s average workweek is 12 percent longer than the nationwide average, while average hourly wages are $2.65 lower than the nationwide average. Coincidentally—or not—the Hinesville metropolitan area is home to a major military installation, Fort Stewart, just as Clarksville is home to Fort Campbell, and Warner Robins is home to Robins Air Force Base.
Principal Industries: Military
Goldsboro, NC
- Value: 380th
- Average Hours in Workweek: 37.0
- Week Length: 362nd
- Average Hourly Wage: $18.65
- Wages: 364th
Jackson, TN
- Value: 381st
- Average Hours in Workweek: 36.4
- Week Length: 348th
- Average Hourly Wage: $18.31
- Wages: 378th
Staunton-Waynesboro, VA
- Value: 347th
- Average Hours in Workweek: 38.6
- Week Length: 383rd
- Average Hourly Wage: $22.19
- Wages: 259th
Cleveland, TN
- Value: 355th
- Average Hours in Workweek: 37.5
- Week Length: 356th
- Average Hourly Wage: $21.20
- Wages: 293rd
How to Finance Big Expenses on a Small Budget
It can be tough making ends meet sometimes. Buying big ticket items, paying off debt and covering unexpected expenses can be hard. One way to help finance those things is with the right credit card.
There are a lot of cards on the market that have promotional offers for interest-free financing on balance transfers and purchases. With one of those cards, you can stretch your payments out over many months without incurring any additional interest charges.
Get 0% APR and Money Back
Perhaps the best cards are those that offer both cashback rewards and zero-interest financing. It’s a great way to earn a little extra toward paying off your debt just by making everyday purchases on your card.
The Wells Fargo Cash Wise Visa is a good option because you’ll get one year of 0% APR on both purchases and balance transfers. That means it’s a solid choice for either paying for a new purchase over 12 months or paying down existing debt, particularly high-interest credit card balances.
On top of that, the card comes with a generous $200 sign-up bonus if you spend $1,000 within three months and earns 1.5 percent cash back on all purchases. There’s no annual fee, either.
Pay Off Those Credit Cards
If you’re primarily interested in paying off existing credit card debt, the Discover it Balance Transfer card is the way to go. You’ll get 18 months of zero-interest financing on all balance transfers. You can save hundreds of dollars in interest payments with this no-annual-fee card.
On top of that, you’ll earn 5 percent cash back in rotating bonus categories and 1 percent back on everything else. And at the end of your first year as a cardholder, Discover will match every penny you’ve earned in cash back. Meaning that you’ll effectively be getting 10 percent back in bonus categories and 2 percent back for everything else. You can’t beat those rates of return.
If You Need a Little Longer
The final card on our list, the Citi Simplicity, offers the longest period of 0% APR for purchases, giving cardholders 18 months of interest-free financing. That promotion is also available for balance transfers. What’s the catch? You’ll have to sacrifice cashback rewards for those extra months of zero interest on new purchases.
As an added bonus, the Citi Simplicity card doesn’t charge late fees and has no penalty APR. You won’t be punished for the occasional slip-up on your card payments.
If these three cards aren’t going to work for you, check out RewardExpert’s complete list of 0% APR cards. There’s sure to be one to fit your needs.
Methodology
To obtain the overall score used to rank each of the 387 metropolitan areas for which data was available, we first ranked each metropolitan area for the average length of a typical area worker’s workweek in hours and the relative value of each hour spent working (average wage divided by average number of hours worked). We took the arithmetical mean of these two and ranked cities and metropolitan areas according to this composite score in descending order, reflecting workweek length and earning power per hour.
Sources
State and Metro Area Employment, Hours, and Earnings Data Set, Bureau of Labor Statistics (Table D-6)
Indicators
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