If you’re an independent contractor or a small business owner, you should get a business rewards credit card. Like their personal-card counterparts, these travel rewards cards offer great benefits and another option for earning points or miles towards free flights.

Who is the Green Card from American Express Good For?

The Green Card is an American Express Membership Rewards charge card. It doesn’t offer the same level of benefits provided by its more upscale cousins, such as the Premier Rewards Gold card and Platinum cards, but its annual fee is also considerably less. At only $95 a year, versus $160 for the Gold Card and $450 for the Platinum, some might consider it a bargain.