American Express is one of the most restrictive card issuers in terms of application rules.  Not only does Amex limit how many cards you can have and how often you can apply, but it also has restrictions on who qualifies for sign-up bonuses. Let’s take a closer look at these rules and see if you’ll get a bonus with your next card.

American Express is one of the leading companies offering reward credit and charge cards. Some cards are branded and offer loyalty currency from airlines such as Delta and JetBlue or hotel chains like Starwood or Hilton.