Barclaycard has one of the best bargains available for credit card signups at the moment offering 50,000 miles for being approved for the Arrival Plus World Elite MasterCard and spending $3,000 within the first 90 days of holding the card. For those not familiar with the bank’s mileage program, there are lots of perks to take advantage of whether using them for miles or everyday purchases.

Have your hopes for a dream vacation ever been ruined by a lack of airline award availability? Do you have miles in a bunch of different programs but not enough in any particular one to book an award? Do you find yourself confused by complicated airline award charts and routing rules? There is a great way to add simplicity and flexibility to your travel rewards portfolio: fixed value points.

Chip credit cards—also known as EMV, for Europay, MasterCard and Visa—have recently become the standard in the U.S. Just about every credit and debit card now comes with a chip, which improves security.

However, U.S. cards typically use chip-and-signature technology, not chip-and-PIN. Chip-and-PIN is the standard in most of the rest of the world. Having a card with chip-and-PIN technology can make traveling abroad much easier. So what’s the difference and where can you get one?

Who Is the Barclaycard Arrival Plus World Elite MasterCard Good For?

Though Barclays partners with quite a few hotel, airline and other reward programs for co-branded cards, its Barclaycard Arrival reward program, one of the newest on the travel reward scene, has made a name for itself fast even though it doesn’t actually have any travel transfer partners.

Who Is Barclaycard Arrival Good For?

The newest travel award program on the scene, Barclaycard Arrival, takes a very different approach than Chase Ultimate Rewards or American Express Membership Rewards. There are no transfer partners. No bonuses when you redeem for travel with airlines or hotels. Just use your miles to pay for travel directly.