If you’ve been in the mortgage sector for some time, you’ve developed a network of potential lenders and borrowers. You’re likely savvy enough to know numerous loan options like the back of your hand — which helps advance your career or establish your own business.

The Capital One Venture X Business card is the business version of the award-winning Capital One Venture X Rewards Credit Card. The Venture X Business offers great bonuses, generous rewards, and luxury perks, all these for a reasonable annual fee. If you were looking for a credit card for your small business, this card is worth closer attention.

Recent data shows that U.S. homeowners spent an estimated $567 billion on home improvements and repairs in 2022, an increase of 15% from the previous year. That number is expected to continue to grow this year. Moreover, the top priority for homeowners this year will remain home improvement projects rather than moving into another property, largely because of persistently high mortgage interest rates.

Starting a business can be an exciting adventure rife with challenges. And to cushion any potential business problems, most entrepreneurs register their business as a Limited Liability Company (LLC).

The insurance industry is stable and secure globally, particularly in Australia. It’s well-developed and backed by fair regulations, making insurance a good deal for insurers and policyholders. And with a growing population and new aspects of life and businesses that companies can insure, insurers can expect to go through life working in a very lucrative industry.

Travel expenses are one of the expenses businesses must prepare and include in their budget planning. For instance, there may be seminars, conferences, in-person meetings to meet new clients or close deals, site visits, or networking events and expos in another state or country.

The decision to open a business bank account is a big one. It’s one of the things that can prove that you’re a legitimate small-business owner and that your company’s finances are distinct from your money. 

There are many business bank accounts, each serving a different purpose. Ensure you put your money into the correct account type for your financial goals so you can access good spending and saving tools. Managing your money in this manner will allow you to maximize your bank’s return, minimize fees and the hassle of managing it.  

It’s easy to come up with great business ideas. But turning that idea into a reality is a different story. There are countless challenges and obstacles you’ll face along the way, from raising money and building a team to creating a market for your product or service.

But don’t let that scare you off. With enough determination and hard work, you can overcome any obstacle and bring your business idea to life. Even though there’s no one-size-fits-all formula, there are a few key steps you can take to make sure your idea has the best chance of success. Here are the most important ones to follow:

Businesses of all sizes need to know that their banking platform can meet their needs today and tomorrow. That’s why choosing the right platform is very important. A wrong choice can hurt revenue, customer satisfaction, and team member productivity. The banking platform you choose is a critical decision for your business. It’s not just about cost and convenience. It’s about scalability, security, and efficiency.

Real estate has long been one of the best assets to invest in due the potential for high returns. However, the fact that investing in real estate requires a lot of investment capital leaves no room for mistakes. Fortunately, there are several apps and services that novice investors can leverage to minimize their margin of error. Here are a few of them.

The internet can be a dangerous place. Software developers and website creators are under constant attack from hackers, malware, and viruses. If they’re not careful, a project can be interrupted by these bad actors. StackPath provides a secure environment from Day 1 that allows developers to create without worry. And as a way of paying it forward, StackPath’s Propel program offers services, guidance, and networking opportunities free of charge to selected startups.

Chambers  are organizations that represent businesses in the community. The advocate for business-friendly policies and help businesses train the next generation of employees. The Greater Phoenix Chamber is now over 130 years old and has been pro-business before the state of Arizona was even formed. With their new “Find Your PHX” initiative, the future looks bright.

It’s a major problem that many Americans have never heard of—cargo theft. The FBI defines it as the criminal taking of any cargo, including goods, money or baggage, and it can have a significant financial impact on both a company and the broader U.S. economy. Companies like CargoNet offer solutions to the cargo theft issue.

Ryan Shepherd, general manager of CargoNet, a Verisk business, spoke to RewardExpert. He said companies need to start taking cargo theft seriously, now. “Any assumption that your company is safe simply because you’ve never had a theft incident is a mistake that can end up costing you,” he said.

How often do you scroll through your social media feed, looking at other people’s outfits, new homes or exotic vacations and wishing you too could afford to live the kind of life that would make your Instagram friends green with envy?

Paula Pant knows exactly what it feels like to be on the receiving end of such feelings. When she quit her job ten years ago, bought a one-way ticket to Egypt and spent the next two years backpacking around the world, she was the object of a fair amount of envy.

When consumers are looking to access greater purchasing power, they turn to Mastercard. When businesses are looking for ways to get inside the minds of consumers and leverage growth, they turn to Mastercard Advisors for expertise and proven solutions.

Even though paper and print are rapidly becoming passé, it’s still imperative to have a calling card in business today. Entrepreneurs, developers, as well as sales and marketing reps alike all know the value of exchanging their professional information with potential clients and contacts—but now there is a modern way to keep in touch. CamCard is a groundbreaking business card app that scans, manages, syncs and exchanges your “carte de visite” with ease and quick digital accessibility.

The days of on-site data management are long gone, as businesses continue to grow and expand, along with their needs for data storage. Cloud storage has been the most used alternative, with a growing number of businesses turning to this method for their needs. But many businesses are reluctant to trust large, public cloud spaces. This opened the door for a new company to be born that had a better way for businesses to securely store their unstructured data using cloud storage in their own private environment.

It’s often been said that “the pen is mightier than the sword.” But in the business world today common expressions have become emojis, words and phrases have their own abbreviations, and texting and informal emails dominate day-to-day communications. It can feel like good, old-fashioned writing has been forgotten and people no longer appreciate how powerful the written word can be. Gotham Writers is here to change that.

Most business owners know their industry very well, however, only a handful are truly financially savvy. So, while the heartbeat of a successful enterprise is ideating innovation, the fiscal blood must be kept pumping by a fundamental comprehension of money matters.