The Chase Freedom credit card is one of my favorite ways to earn cash back. Each quarter they offer rotating categories that offer 5% cash back on your purchases. This cash back comes in the form of Ultimate Rewards points, which hold even more value when you pair the Freedom card with the Chase Sapphire Preferred, Chase Sapphire Reserve, or the Chase Ink Business cards.

The quarterly bonus categories are capped at $1,500 in spend each quarter. This means that you can earn up to 7,500 Ultimate Rewards points every three months when you max out the bonus opportunity.