There are two major airport lounge programs, Priority Pass and Lounge Club, that have credit card partners that subsidize the cost of membership. There are also credit cards that can get you access to the lounges, but they come with hefty annual fees, so you should weight the cost against the benefits to see if any of these cards are a good fit for you.

When you rent a car, you may have a vague worry in the back of your mind that little nagging feeling you get when you don’t quite understand the rules of the game. Rental car companies have tons of terms and conditions, and many of them can leave the consumer holding the bag in case of an accident or damage to the car. Paying for your rental car with the right credit card can offer you some additional protection and peace of mind.

Now that you’re learning the ins and outs of miles and points and are traveling the globe on the cheap, there’s probably one downside that you’ve discovered: the long wait to pass through customs upon re-entering the United States after a trip overseas. There’s good news though. Smart travelers can sign up for Global Entry, which eliminates waiting on that long customs line.