One of the most cost-effective ways to pay down credit card debt is to transfer the balance to a low interest credit card, also known as a balance transfer card.

Consumers who are merely paying the minimum payment on their credit card balances are on the road to a lifetime of debt. The minimum payment is usually so low, that it keeps consumers in debt for decades.

Do you have a passion for food? Whether you’re on the hunt for the next hot dining trend, hanging out with friends at the local brewpub, or planning a dinner party at home, Capital One just released the perfect card for you, the Premier Dining Rewards card.

There are a variety of programs that allow travelers to get through security more quickly at the airport. One of the most widely used is TSA PreCheck. The TSA just announced that 11 additional airlines have been approved to participate in the PreCheck program. Previously there were 19 airlines in the program, so the total has increased to 30.

You can easily earn a free flight to Japan in less than a year, but you’ll have to get the right credit card. Find out which card you need and which frequent flyer program can get you there the fastest.

For most airlines, award flights cost the same from either the East or West Coast to Tokyo, Japan’s main international hub. There are a few frequent flyer programs, though, that charge notably less if you fly from the West Coast.

Wouldn’t it be great to earn the same intro bonus several times with your favorite rewards cards? While it might be possible to do that with some credit card issuers, it’s not the best strategy for boosting your points or miles balance. At worst, the issuer will deny your application and you’ll take an unnecessary hit to your credit score. At best, you’ll probably have to wait years to get a second bonus.

Credit card sign up bonuses are the fastest way to accumulate tons of points and miles. With all of the restrictions that the major banks have placed on earning sign up bonuses lately, it is important to be strategic when it comes to signing up for new cards. The best way to do that is to jump on offers when they are elevated above the standard sign up bonus, especially when they are at or near all-time highs like the Delta co-branded airline cards.

The release of the Chase Sapphire Reserve card set off a whirlwind of excitement, disappointment, questions, and answers around the travel blogosphere. When the card was released, Chase was not particularly clear on the details regarding some of the benefits. Now that people have received their cards and started activating and using the benefits, we have a better understanding of everything this card entails.

Who Is the Starwood Preferred Guest Business Card Good For?

If you’re a small business owner or an independent contractor looking for a co-branded hotel rewards card that has very flexible redemption options, you should consider getting the Starwood Preferred Guest Business card from American Express. The SPG Business Amex comes with some nice perks that you won’t get with the personal SPG credit card.

The Discover It Cash and Discover It Miles cards are two different products that have very similar, yet distinct features. First, understand that neither one earns you actual miles or points transferrable to frequent flyer programs. But that doesn’t mean you’re not getting a great deal. It only means that you are not getting miles. What you get is cash back and your redemption rate is always fixed at one cent per dollar. But the upside is that you will also get real miles and points when you book your flight or hotel.

Who Is the Discover it Miles Card Good For?

Discover cardholders are typically very loyal. That’s no surprise given the company’s reputation for excellent customer service. It consistently ranks at the top of JD Powers annual credit card customer satisfaction rankings.

Alaska Airlines made headlines recently due to its successful bid to purchase Virgin America. Though it’s not yet clear how that merger will play out for loyal Virgin America customers, it is clear that Alaska will be able to expand its West Coast routes and transcontinental flights.

Not long ago I was planning a trip to visit family on the other side of the country and I wanted to pay for my flight with miles. Since my miles and points balances were low, I decided to get a new rewards credit card with a big welcome bonus.

There are two types of travel rewards credit cards. Airline and hotel co-branded cards help you earn miles or points in one frequent flyer or hotel loyalty program. General rewards credit cards, on the other hand, let you use the points you earn on any kind of travel, be it airlines, hotels, cruises, or car rental.

Not only has the Starwood Preferred Guest (SPG) credit card from American Express been redesigned, but it now offers new perks for travelers.