Chase makes great credit cards. The Sapphire Reserve and Preferred top just about everyone’s best travel credit card list, including mine. The Ultimate Rewards program is super-flexible, the points are uber-valuable and the cards have great earning potential. Unfortunately, Chase’s restrictive 5/24 rule can make it hard to get those great cards.

If you’re thinking about getting a Chase card, I’ve got you covered. Below is everything you need to know about the 5/24 rule. And if you’re looking for good alternatives to Chase cards, check out these suggestions.

We’ve said it before and we’ll say it again: Your credit score is one of your most valuable assets and you should nurture it and protect it. You want a healthy credit score to help you accomplish all of your life goals, including getting a mortgage or car loan (with reasonable interest rates) or passing a potential employer or landlord’s background check.

You also want a high credit score so you can fully participate in the lucrative hobby of collecting frequent flyer miles, hotel loyalty program points, or bank points (such as American Express Membership Rewards, Chase Ultimate Rewards, or Citi ThankYou points).

Credit card companies will typically increase the maximum amount of money they will let you borrow over time, particularly if you have good credit. But what if you want a higher credit limit before they offer it to you? Is there a good way to increase your credit and is it a good idea? Let’s find out.

There are so many travel rewards credit cards out there, choosing can be a dizzying process. Features including sign-up bonuses and other perks that can often make many cards sound perfect.

Beyond the bonuses and perks, though, lies a minefield of caveats. These 10 tips can help you come out on the other end with the card of your dreams.

You’ve done the research. You’ve figured out which one of the myriad of rewards credit cards you want. It’s the perfect card to earn a free flight fast to wherever you want to go. You apply and… you get declined! Don’t worry; we know what you should do next.

Every travel hacker knows that the quickest way to a free flight is having the right credit card. Whether it’s a co-branded airline card or a card with transferable points, such as the Chase Sapphire Reserve, getting a sign-up bonus will boost your points balance faster than any other strategy. These tips will help you get that big bonus.

The time to think about downgrading a premium credit card is when your annual fee is due and you don’t feel that the benefits you’re getting from the card are worth it anymore. There are many reasons to downgrade instead of just closing your account.

You may have been using a particular credit card for a while, but the time may come when you’re not happy with it anymore. There are potentially many very compelling reasons to get rid of a card, including a reduction of benefits and changes in your own lifestyle and travel habits. Sometimes you simply want to get one that is a better fit for your travel goals. You can check RewardExpert to see if a different card might help you achieve your travel dreams sooner.

Who says you can’t get something for nothing? There are number of travel credit cards with no annual fee, but yet give you miles or points on your purchases. Whether you’re considering adding another card to your collection or getting your first travel rewards card, it’s hard to justify not getting one.

There are a lot of travel rewards cards to choose from. Some are co-branded with airlines, and others are part of rewards programs, like American Express Membership Rewards and Citi ThankYou. No single card is right for everyone, and deciding which one to get depends on how you plan to use the card and what you want to do with your points or miles.

If you’ve discovered the power of tapping into your good credit to sign up for new credit cards in order to snag hefty frequent flyer mile bonuses, the inevitable has probably already happened: your wallet is stuffed to the gills with plastic.

When you first start applying for reward credit cards, it is a simultaneously exciting and scary process. Free flights: Yay! Credit card denials: Not so cool.

Reward credit cards have become commonplace as banks and credit card companies use these perks to draw in customers, so it’s easy to forget exactly what they exist to reward in the first place.

Congratulations! You’ve decided to take the plunge into miles credit card land. It’s a nice plunge. I promise. There are gourmet meals on airplanes, luxury hotel rooms with private Jacuzzis, and lounges with sleeping cabanas and massages in your future.

When you are trying to juggle a bunch of new credit cards to take advantage of lucrative sign-up bonus offers, there are some risks if you are balancing a few accounts.

It’s no secret that credit card sign-up bonuses are the fastest and easiest ways to earn miles and points. However, opening up a dozen credit card accounts is fraught with problems if you’re not organized. Playing the points and miles game is only a good idea if you have excellent credit (730 or higher), you pay off your credit card balances monthly, never miss a payment and are organized enough to keep track of annual card renewal dates.