One of the main things that keeps people from taking advantage of the myriad generous reward credit card bonus offers out there is the fear that applying for credit cards will have a negative impact on their credit score.

Reward credit cards have become commonplace as banks and credit card companies use these perks to draw in customers, so it’s easy to forget exactly what they exist to reward in the first place.

I’ve seen it time and time again.
Your friends do it.
You see them doing it and enjoying it!
And you get curious.