When you think about your financial history, is there anything in your past—or your present—that makes you cringe? If so, you’re not alone. When the experts at Debt.com surveyed 1,300 consumers earlier this year, financial regret emerged as a common theme. In fact, a full 44 percent of respondents regretted running up or maxing out their credit card balances and hurting their credit score.

In today’s data-driven environment, companies are sitting on a treasure trove of information. However, many are failing to turn that data into tangible benefits for their business, missing out on opportunities to boost revenue and profit. A North Carolina-based company called Automated Insights offers a solution to the data dilemma, promising to revolutionize business in the process.

Data breaches have quickly become a major threat to industries operating in the digital space, causing companies to get proactive with their security strategies and tactics.

The best way to prevent hackers is to know how to think like one. Based in Redwood City, California, Synack is a security company that is revolutionizing the ways in which we view cybersecurity: through the eyes of a hacker.

With the New Year, now is a great time for consumers and businesses to think about protecting their financial data. North Carolina-based SAS is one of the analytics companies that businesses turn to, to stay ahead of fraud and security threats. Banking Fraud Solutions Manager at SAS, Ian Holmes, spoke to RewardExpert about some of his company’s products that help keep banks, merchants and consumers safe.