Sending money to friends and loved ones is a big business. And the most trusted name in money transfers is Western Union. They operate in 200 countries worldwide with over half a million agent locations to serve their customers. With such reach, it is no wonder why they are the global leader in money transfer services.

E-commerce has created endless opportunities for merchants to reach customers and grow their businesses online. But along with that boom in business, it has also opened up a new avenue for cyber criminals to defraud consumers and merchants alike.