Business isn’t just about selling some product or service. It’s also about growing the company you’ve started – or the one you want to start – so that you can earn a better lifestyle over time. And growing a business often requires access to credit — the funds you need for everything from office supplies to inventory management.

But like all credit, it takes time — and wise decisions — to build a respectable credit score.

Although business credit cards are primarily used to keep your personal and business expenses separate, there’s an even better reason to get one. Experts use business credit cards as a way to double up on many of the available credit card bonuses. Read this guide to find out what a business credit card is, why you want one and which card is right for you.