Even in a healthily growing economy –like the one we enjoy in the U.S. today– layoffs and business closures happen. In fact, in August 2018 alone, the information services sector lost 6,000 jobs, the retail industry lost 5,900, manufacturing lost 3,000, durable goods lost 4,000, and auto manufacturing lost 3,000. That’s more than just a list of numbers; it’s more than 20,000 Americans who found themselves unexpectedly out of work.