One of the top reasons consumers apply for a new credit card is for the rewards program. Many credit card rewards programs allow cardholders to redeem their rewards for travel by flights, cruises and even trains.

One of the finer things in life is being able to stay and play on a luxury ship in the middle of some of the most serene locales on the planet.

Companies like Paul Gauguin Cruises makes those recreational dreams realities, taking passengers from around the world on idyllic voyages to destinations like Tahiti, French Polynesia, Fiji and the South Pacific.