It’s a major problem that many Americans have never heard of—cargo theft. The FBI defines it as the criminal taking of any cargo, including goods, money or baggage, and it can have a significant financial impact on both a company and the broader U.S. economy. Companies like CargoNet offer solutions to the cargo theft issue.

Ryan Shepherd, general manager of CargoNet, a Verisk business, spoke to RewardExpert. He said companies need to start taking cargo theft seriously, now. “Any assumption that your company is safe simply because you’ve never had a theft incident is a mistake that can end up costing you,” he said.

How often do you scroll through your social media feed, looking at other people’s outfits, new homes or exotic vacations and wishing you too could afford to live the kind of life that would make your Instagram friends green with envy?

Paula Pant knows exactly what it feels like to be on the receiving end of such feelings. When she quit her job ten years ago, bought a one-way ticket to Egypt and spent the next two years backpacking around the world, she was the object of a fair amount of envy.

Getting a mortgage can be a confusing and expensive process. But a new online mortgage broker called Habito is promising to help customers get the best mortgage possible, opening up the path to home ownership.

For years it has been evident that if you want the help of a financial advisor, you need to have a lot of money for them to manage. Only the nation’s wealthiest individuals have been able to easily gain access to someone with industry know-how. In fact, only 5 to 7 percent of Americans can afford to pay the traditional Assets Under Management (AUM) fee.

Over the past few decades, the development of the internet has resulted in a dramatic increase in remote shopping. Online marketplaces have made it possible for companies anywhere in the world to sell their products or services to a much larger audience, removing geographical limitations. It’s now possible for both large corporations and no-name brands to increase their sales and expand their market.

Having access to capital is a necessary ingredient for upward mobility in life. But it’s also a challenging problem that hits young people especially hard. So how can the younger generation, saddled with college debt, sky-high housing prices and a potentially subpar credit history, get a financial leg up?

There are all sorts of tips and tricks to try when you’re buying a home. But what really works? Is it the real estate agent a friend referred to you because they had a pleasant experience? Or maybe online research will be the key? You may even be on the hunt for yard signs in the neighborhood.

Many of us want to take part in that great American dream of home ownership, but we never take the first step toward purchasing a home. Maybe we are afraid our credit isn’t good enough, or perhaps the thought of coming up with a sizable down payment stops us in our tracks.

You’ve probably been shopping at Walmart for years, but maybe you’ve just realized that they have their own credit card. You may be wondering if you should apply for the Walmart credit card. We’ll tell you how to apply and everything else there is to know about the Walmart Mastercard.

If you’re like most people, you look at prices before purchasing. Sometimes money can be tight and higher priced items can scare you so you decide not to make a purchase. You don’t necessarily want to do layaway because you probably would like to get the product now.

With Splitit, you can divide your payment into monthly installments and still get the item from the store that same day with no waiting period. CEO and Co-Founder of Splitit, Gil Don, spoke with RewardExpert about why Splitit is a great choice for both businesses and consumers.

It’s just as common these days to call an Uber or Lyft as it is to vacation in somebody else’s home. More specifically, that means staying in an Airbnb.

To say our world is increasingly digital would be an understatement. Today, roughly nine in ten American adults regularly use the internet, according to Pew Research Center data. Among adults that are from 18 to 49 years old, internet usage is almost universal, with over 97 percent regularly going online to do everything from sending email, using social media and reading the news to making travel arrangements, buying products and banking.

For parents, it’s usually a challenging, nerve-racking and expensive proposition when it comes to finding proper care for their children. Whether it’s for a night on the town, a short vacation or a long-term nanny job, finding a person you can trust is an absolute necessity. Fortunately, companies like UrbanSitter are helping parents do just that by making the babysitting process easier and more efficient.

Even Financial has a pithy but straightforward tagline: Powering Financial Services Online. The platform matches qualified consumers with online financial products and services in real time, providing data and insight that allow for marketing institutions and other partners to increase monetization and reduce the cost of acquisition.

Holding a store credit card usually offers you, the consumer, a way to save money on merchandise. Almost every store has one these days. Did you know that Academy Sports + Outdoors, the discount sporting goods chain, offers its customers a co-branded Visa credit card?

For the first time in history, the average national credit score reached 700 last year according to FICO. On the upper end of FICO’s 300 to 850 credit score range, consumers with a score of 700 are rated as ‘very good’ credit risks. However, according to Experian, which looked at VantageScore credit score data, 21 percent of U.S. consumers had deep-subprime scores below 600. Poor and subprime credit ratings cost the consumers who carry them thousands of dollars in higher interest rates on loans and revolving credit, as well as higher premiums on auto and other insurance products.

Are the free product samples your favorite part of any Sephora order you place? Do you love discovering new makeup brands at the Nordstrom beauty counter? Or noshing on complimentary snacks as you cruise the aisles at Costco or Sam’s Club? How about the excitement of opening a box when you have no idea what it contains? If you answered yes to any of these questions, you will probably enjoy the subscription box experience.

Real estate is one of the most popular alternative investments. But what if you don’t have the time or capital to buy and sell physical property? And what if the public REIT (real estate investment trust) offerings are less than attractive? That’s where private real estate investments, which are investments in real estate assets not tradable on a public exchange, find their niche.

The average American consumer carried $6,354 in credit card debt in 2017, a nearly 3 percent increase over the previous year according to Experian’s State of Credit survey. Though consumers are only utilizing an average of 30 percent of their available revolving credit, 43 percent are carrying a balance every month—a practice which can easily add up to thousands of dollars in high-interest charges each year.

In today’s data-driven environment, companies are sitting on a treasure trove of information. However, many are failing to turn that data into tangible benefits for their business, missing out on opportunities to boost revenue and profit. A North Carolina-based company called Automated Insights offers a solution to the data dilemma, promising to revolutionize business in the process.