Online stock trading has finally come alive through the pioneering of artificial intelligence and is now anybody’s game. This kind of financial technology has come a long way since the birth of direct-access trading in the ‘90s, which was the first time traders could interact with market makers and specialists to bypass actual stockbrokers. In fact, investors today have endless amounts of streaming information about an otherwise mutable market to sift through—so they seek a measured strategy and keen direction for the best odds to maximize their dollar.

It can be tough for busy parents to stay on top of their finances and just as tough for them to find time to teach their kids about money. However, there is one Arizona-based company that is offering a way to do both. With BusyKid, chores, allowances and finances all come together into one easy solution.

Imagine a world where one person or one organization could really make a difference. Imagine if their efforts to end poverty and war had a global impact. You don’t have to imagine that anymore. Meet the people at Abt Associates.

Abt Associates was founded by Clark C. Abt, a German immigrant who came to the U.S. at the age of eight. He earned a degree in aeronautics at the age of 22, which was soon followed by a masters in writing. After that, he completed a PhD in political science from MIT in 1965. He created Abt Associates the same year with one purpose: to create a world free of war and poverty.

The next time you need to see how much you spent on coffee in the past month, or are wondering how much you have left in your bank account, all you have to do is ask. That’s because artificial intelligence is playing a bigger role in the financial services industry and is helping financial institutions and their customers spend less, save more and dramatically improve their financial lives.

As the internet gets smarter, human beings have to follow suit. Companies like Barilliance improve on that process, helping e-commerce sites of all shapes and sizes increase sales and conversion rates by providing visitors with personalized shopping experiences.

One mobile phone application is helping the blind and visually impaired community like nobody has before. Be My Eyes, an app that is operated via a simple press of a button, is transforming lives around the world — and it’s not just for those who use the service for their own benefit.

The growth and continued expansion of online business can be exciting, albeit a bit daunting. Luckily, there are companies aiming to make the process smoother and provide financial incentives for individuals to join.

How much time do you spend searching your home for your keys, phone or other personal items each year? How many dollars do you spend replacing the things you can’t find? The answers to both of these questions might surprise you. According to several surveys, lost items cost Americans more than $5,500 over their lifetimes, while searching for things that have gone missing consumes an average of 2.5 days every year.

Globally, retail e-commerce sales hit $2.29 trillion in 2017, accounting for one-tenth of total retail sales worldwide for the first time ever. As early adaptors, e-commerce giants like Ebay and Amazon have been dominating the online retail space for years. In fact, Ebay, Amazon and Wal-mart combined account for 5% of total retail sales in the U.S.

Identity theft is a serious problem that’s only getting worse. But don’t worry. Discover’s new Social Security number alerts has got you covered. If you’re a cardholder, the issuer will scour the dark web for the illegal use of your Social Security number.

When it comes to banking, most people are looking for a community bank where the customer comes first. But they’re also interested in one that has all the components of a great technology platform as well. With Radius Bank, you get the best of both worlds–the convenience of online banking with a sense of community all wrapped up into one.

What if you could manage key aspects of your business while lying on the beach? Create schedules or finalize payroll while sipping an exotic beverage, or even get the low down on how the weather will impact your scheduling back home while watching the sunset?

If any of that sounds good to you then Deputy might just be up your alley. It is software designed to streamline scheduling and workforce management. Companies like Amazon, Nike, and McDonald’s are already using Deputy, and so is NASA, along with local mom-and-pop stores looking to get the most out of their money and time.

Let’s face it, paying bills is not a fun activity, as you part with your hard-earned money. Even with the convenience of online bill pay, it still seems like a tedious process and takes time – not to mention having to remember each bill, each online password, each due date, etc. But the days of stressful bill-paying are over.

A company called doxo has made this process simple by allowing users to pay each of their bills in one convenient place, the doxo platform. According to VP of Marketing and Consumer Services for doxo, Jim Kreyenhagen, “doxo is the first crowd-sourced, customer-centered bill pay solution built around the consumer, and it’s already changing the way people manage their bills.”

Finding your perfect home isn’t an easy task. It usually takes countless hours of research, time viewing homes, looking up listing agents, etc. Homesnap is an app that simplifies the process by providing accurate, real-time data on over 90 million homes in over 100 markets, representing about 750,000 agents nationwide.

Healthcare in the U.S. is becoming increasingly expensive. According to the Centers for Medicare and Medicaid Services, healthcare spending grew nearly 6 percent in 2015, reaching $3.2 trillion or $9,990 per person. In the next year alone, health insurance premiums are increasing by 50 percent or more for many consumers. Deductibles and out-of-pocket annual maximums are also growing, leaving more patients footing the bill for the majority of their medical expenses in any given year.

According to the Centers for Disease Control and Prevention (CDC), 82 percent of American adults take at least one medication and 29 percent take five or more. However, only 50 percent correctly follow their medication schedule, and 700,000 suffer an emergency due to medication mismanagement each year.

With the holidays around the corner, it’s a great time to give. While we’re all looking to save money, wouldn’t it be great to know that you can clean out your closet, make some money and restock it at the same time? That great deal is possible thanks to a company called Buffalo Exchange.

For more than 40 years, Buffalo Exchange has been providing quality clothing and helping people feel good about selling their old clothes and getting new ones. The company has 49 stores in 20 locations. RewardExpert spoke with Marketing Director, Stephanie Lew, about why it makes sense to save money, help the environment and get a new wardrobe at Buffalo Exchange. Lew said, “We give customers the chance to find current, like-new items for a fraction of the price.”

Nearly everyone these days is looking to save more money and earn more money, too. While staying on top of financial goals can be overwhelming, there are companies that offer critical data, information and guidance to help a consumer keep of track of their finances. That includes Money Dashboard. The Edinburgh, Scotland-based website was founded in 2010.

“The mission is to help UK consumers make their money go further by empowering them to make informed financial decisions,” said Sean MacNicol, engagement manager for Money Dashboard, who spoke to RewardExpert. Besides its desktop site, Money Dashboard is also available on mobile, iOS and Android apps.

How much does the average American family spend on entertainment each year? According to data on consumer expenditures from the Bureau of Labor Statistics, the answer was $2,913 in 2016, an increase of 2.5 percent over the year prior. That’s a lot of cash in an economy in which wages are stagnant and the costs of essentials such as food, housing, and healthcare continue to grow.

How much food do you throw away each year? If you live in an average American household, the answer is $640 according to a study by the American Chemistry Council. Other surveys have resulted in much bigger estimates, up to $2,200 in food waste per family annually. Either way, that’s a lot of wilted produce, expired dairy, and leftovers winding up in our nation’s landfills each year. And a whole lot of wasted money to boot.