Although it’s probably hot enough for polar bears to wear sunscreen this summer, it’s never too early to start thinking about your winter vacation in a tropical climate.

The Caribbean and its beautiful islands, sandy beaches and festive umbrella cocktails are often the go-to destination for those looking to escape the snowy winter. Unfortunately, high demand also means high prices. So how do you avoid the hefty price tag when it comes to traveling to the Caribbean? Having a healthy balance of Ultimate Rewards can help. Let’s take a look at the possible redemptions with Chase’s transfer partners.

One of the highlights of the year so far in the points and miles world was a recent revelation with Korean Air. Even though they’re late to the party, you can now book certain SkyTeam partners online, a much-needed improvement over the previous system.

Joining Korean Air’s frequent flyer program, SKYPASS, may not be on your list of priorities, but maybe it should be. As one of the founding members of the SkyTeam, you can book flights on 20 different alliance members, including Delta, Air France, KLM and Aeromexico. It’s also partners with Alaska Airlines, Hawaiian Airlines, American, Emirates and Etihad Airways, among others.

Partner number 34 for the Starwood Preferred Guest (SPG) loyalty program is SkyTeam member Korean Air. You can now transfer your SPG Starpoints into Korean Air SKYPASS miles at a ratio of 1 to 1.

Who Is the SKYPASS Visa Classic Card Good For?

If you fly on Korean Air and use its loyalty program, SKYPASS, you’ll probably want one of the five co-branded credit cards offered to residents of the United States. And if you want to minimize your annual fee, but don’t want bare-bones benefits, the SKYPASS Visa Classic card is probably the right option for you.

Who Is the SkyBlue SKYPASS Card Good For?

Korean Air offers several co-branded credit cards to U.S. residents. The SkyBlue SKYPASS credit card is the only one without an annual fee. As you might expect, the card doesn’t have all the benefits that come with the premium SKYPASS Visa Signature card, which has a $75 annual fee. But the SkyBlue card is a good fee-free choice for collecting Korean Air miles.

Who Is the SKYPASS Visa Signature Card Good For?

Korean Air has several credit cards available to U.S. residents, all issued by U.S. Bank. Although the SKYPASS Visa Signature card has the highest annual fee of any of the offerings, it’s worth the extra cost if you’re serious about earning Korean Air miles. It has a higher sign-up bonus, better earning potential and more benefits.

As a North American traveler, you might not think Korean Air’s SKYPASS is the best frequent flyer program for you, but you might be surprised.