Transferable points are probably the most valuable points to earn with a credit card. They give more flexibility when you redeem them for travel: unlike airline or hotel points, which can only be used with a specific airline or hotel, transferable points can be transferred to multiple airline or hotel loyalty programs. Plus, points transfer is given in addition to other standard redemption options, including booking travel directly through the issuer without transferring points to loyalty programs.

Sometimes the best value for miles is not the most obvious one. And in the case of redeeming miles to fly on Delta, the answer may come from a totally different loyalty program. You can actually spend fewer miles by redeeming Virgin Atlantic Flying Club points for some Delta flights than it costs to redeem SkyMiles.

Last month, American Express Membership Rewards program restored its point transfer ratio to 1-to-1 for both partner Avios programs: British Airways and Iberia. With a 250-200 conversion for British Airways and a 5-4 conversion for Iberia, transfer ratios left a lot to be desired previously. Shortly after, a new promotion sweetened the deal even further. Amex began offering a 40-percent bonus on all Avios transfers through September 17.

Earning a Southwest Companion Pass will get more difficult at the end of March 2017, but luckily you still have a chance to earn it one of the easiest ways possible. Here’s what you need to know.

There is no such thing as a perfect airline frequent flyer program, which is why rewards programs like Starwood Preferred Guest are so great. They allow you to transfer points to the airline of your choice when the need arises and when an award ticket you’re looking for costs less with one airline program than another. Here are a few examples of some goal-oriented transfers that can save you a great deal of miles.

Starwood Preferred Guest is an excellent reward program because of its incredible flexibility. It has more airline transfer partners than any other program, including American Express Membership Rewards, Chase Ultimate Rewards and Citi ThankYou. On top of that, some of those airlines partner only with SPG. In this post, we’ll look at why you should consider transferring your valuable Starpoints to two of those exclusive airline partners: American Airlines and Japan Airlines (JAL).

Starwood Preferred Guest is a hotel loyalty program, but it’s different from other hotel programs. It allows members to transfer Starpoints to most of its 36 partner airlines at a 1:1 ratio. Plus, you’ll get a 5,000-mile bonus for every 20,000 Starpoints you transfer to a frequent flyer program.

Virgin Atlantic can be a fantastic airline to transfer your Citi ThankYou points to. The airline has 10 redemption partners of its own, so finding a good value is not an issue. You just need to be strategic and do your homework before transferring your points to Virgin Atlantic Flying Club. Transfers are usually instantaneous, and you can even transfer your points while on the phone with an agent.

We explained the best and worst redemptions for American Express Membership Rewards through the Amex Travel Portal. Now we look at the value of those points when transferred to frequent flyer programs.

There are two ways to use your Citi ThankYou points to fly to Europe: booking your ticket with the Citi Travel Center and transferring ThankYou points to one of the Citi partner airline programs. If you want to maximize the value of your hard-earned Citi ThankYou points, the approach your take might depend on several factors.

Have you ever wanted to transfer points or miles to another person? Maybe a family or friend needs a few extra miles to get an award ticket. Or perhaps you want to send points to a relative so they can buy a ticket to visit you. What are the restrictions on transferring points to other people, and how strictly are they enforced?

Citi ThankYou Rewards are not as well known as Ultimate Rewards (Chase) or Membership Rewards (American Express), but the program has been growing in recent years, significantly increasing its appeal. Many readers may also find themselves newly flush with ThankYou points after applying for a credit card such as the Citi Prestige® Card, which offers benefits like airport lounge access, a $200 annual airline credit, and the fourth night free at participating hotels.

Not long ago, I was planning a trip to visit some friends in Colorado. I had some extra Delta miles, so I checked out the availability for a long weekend in October. Round-trip tickets cost 10,000 miles or $275 in cash.

If you’re looking for a credit card that’s part of a major rewards program that gives you the flexibility to transfer points to several different airlines, you should consider the Chase Ink Plus Business and American Express EveryDay Preferred cards.

If you’re amassing American Express Membership Rewards points, it’s because you know how valuable it is to have flexible points that can be transferred to a number of different airlines and hotel chains, or even used to pay down the cost of a trip booked through American Express’ travel portal. If you’ve got Membership Rewards points and you want to book a getaway to Hawaii, look no further than transferring those points to Hawaiian Airlines’ loyalty program: HawaiianMiles.

Chase Ultimate Rewards points are worth an average of two cents each. That takes into account three very different redemption options, including exchanging them for gift cards or travel credit or transferring them directly to an airline or hotel partner. At a minimum you should receive one cent per point.

American Express Membership Rewards points are worth an average of 1.8 cents each. That takes into account the wide variety of redemption options available to you, whether transferring them directly to airline and hotel partners or using them as a credit when booking through the Membership Rewards Travel portal.

When the travel hacking bug hits, most newcomers to the hobby only think about earning points that can be transferred to an airline or hotel in order to book an award. However, two major players in this field—Chase Ultimate Rewards and American Express Membership Rewards—offer so much more than a simple transfer of their points to an external travel loyalty program. Let’s delve into the travel booking portals from both of these companies so you know all of your options when it comes to using your hard-earned points.

Starwood Preferred Guest (SPG) points  are easy to transfer for flights. As an added incentive they offer 5,000 bonus miles for every 20,000 you transfer. They have 32 airline partners including several international carriers.

Citi ThankYou points are easy to redeem for flights. The program has 12 airline transfer partners to choose from.