You might be wondering why anyone would want to get a travel credit card while we’re fighting СOVID-19 and staying at home. However, if you think in the long term, you can switch to using a travel credit card or a rewards credit card to earn rewards that you can use when the crisis is gone.
10 Best Credit Cards for Points
While bonuses are always a big factor when choosing a new credit card, you should also think about the long-term ability of the card to earn and redeem points. There are many things you should consider when determining the value of a card. Credit card promotions and rewards are always changing too, so stay in the know by being up to date on the best credit cards for points that 2018 has to offer.
7 Reasons to use a Credit Card Instead of a Debit Card
There are several key considerations when it comes to choosing whether to use a debit or credit card to pay. Credit cards provide many perks and benefits that debit cards do not. These benefits may be especially useful when shopping or traveling. For the most part, as long as you are a responsible spender, using a credit card is usually a better option than using your debit card.
Why do Credit Cards Expire?
You may know a lot about the rewards and benefits that are included with your credit card, but you may not have considered those all-important four digits on the front of your card: the expiration date. It’s almost impossible to complete an online purchase without that data point, but what is the expiration date really used for? Banks have several reasons for including it. Read on to find out more.
Can Award Tickets Earn Miles?
As a general rule that award tickets do not earn frequent flyer miles since they are paid for with miles, the same way you do not earn
With that being said, there are a few exceptions or situations when award tickets might earn you miles after.
SelfScore: Fair Credit for International Students
In today’s world, credit is essential. Whether you need to rent an apartment or car, purchase a mobile phone service plan, or want to earn cashback or rewards towards a dream vacation, you need a credit card to make it happen. Unfortunately, establishing credit has traditionally been difficult for some segments of the population, including students from other countries.
Which Credit Cards Help You Avoid Baggage Fees
It might be hard to believe, but there was a time when you could check a bag on any airline for free. These days it will cost you at least $25 per bag on nearly all domestic flights. Each airline has its own policies, and some will even charge you for carry-ons. We have some suggestions for getting around those fees.
A Guide to Navigating Baggage Fees
If you’re not a road warrior with status across every airline or have a wallet full of credit cards, it may become inevitable that you’ll have to cough up a few bucks to pay for checked baggage. These fees may or may not be avoidable, so consider this guide on the general practice of dealing with airline fees on any carrier.
The Travel Rewards World MasterCard Business Credit Card Review
Who Is the Travel Rewards World MasterCard for Business Credit Card Good For?
The Travel Rewards World MasterCard for Business from Bank of America is designed for any
Amtrak Credit Card Review
Who Is the Amtrak Guest Rewards World MasterCard Good For?
Whether you’re planning a dream trip along the scenic California coastline or you’re a commuter in the busy Northeast Corridor, you should consider getting the premium Amtrak rewards credit card. It has some great perks, including a companion ticket, a lounge pass and a free ticket upgrade.
Credit Cards That Reimburse You for Delayed Flights
We’ve all experienced flight delays. While it’s never fun, you can have some control over the situation if you’ve paid for your ticket with the right credit card. Some cards will reimburse you for expenses incurred because of the delay giving you plenty of options including taking a different flight, renting a car or staying at a hotel. Let’s take a look at which cards offer what.
New Elite Qualifying Dollar Benefit on American Airlines Aviator Cards
Earlier this year American Airlines made the latest copycat move in the world of frequent flyer program devaluations when they announced the addition of an Elite Qualifying Dollar (EQD) requirement beginning in 2017. EDQ requirements mean that you must spend a certain amount of money with the airline in addition to flying a certain number of miles or segments to qualify for elite status.
AAdvantage Aviator Red World Elite Mastercard From Barclaycard Review
Who Is the AAdvantage® Aviator® Red World Elite Mastercard® Good For?
The AAdvantage® Aviator® Red World Elite Mastercard® is Barclays’ midrange American Airlines co-branded card. If you often fly on American, this card comes with some nice perks, including an annual companion certificate, free checked bags, priority boarding, in-flight discounts and access to Reduced Mileage Awards.
The Aviator cards were originally only offered to US Airways cardholders after the merger with American. New customers had to get their AAdvantage credit cards from Citibank, American’s long-time partner.
That changed thanks to a July 2016 agreement that gave Barclaycard the ability to sign up new AAdvantage Aviator cardholders at airports and on American Airlines flights. Citi retained the rights to get new customers online, through the mail and at airport lounges, making American the first carrier to offer co-branded cards from two different issuers.
The AAdvantage Aviator Red is very similar to the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®. The most notable difference is that the Aviator Red comes with an Anniversary Companion Certificate after spending $20,000 on purchases in a year. The Platinum Select, on the other hand, has a $125 American Airlines Flight Discount for spending $20,000 or more in purchases, that is not available with the Aviator Red card.
Sign-Up Bonus:
This Aviator Red card comes with a rather generous sign-up bonus: you can earn 60,000 AAdvantage bonus miles after making your first purchase and paying the $99 annual fee in full, both within the first 90 days.
In addition to the welcome bonus offer, the card also allows its cardmembers to earn a Companion Certificate for 1 guest at $99 (plus taxes and fees). To qualify for the certificate, you will need to spend at least $20,000 on purchases and account should remain open for 45 days after your anniversary date. The certificate can be earned each anniversary year.
Miles Earned:
- 2 points per dollar spent with American Airlines
- 1 point per dollar on all other purchases
What Do Your Miles Get You?
The AAdvantage program once offered four different award levels: MileSAAver Off Peak, MileSAAver, AAnytime Level 1 and AANytime Level 2. However, Saver and Anytime awards were eliminated and replaced with a new pricing chart for American Airlines flights in 2023.
American Airlines now has a new award chart that presents pricing as “starting from”. This form shows the minimum pricing and does not show the exact price to expect, which is not a surprise as most American awards were already dynamically-priced. Now you can find awards for domestic flights for as low as 7,500 miles each way.
Usage Perks:
- Up to $25 back as statement credits annually on inflight Wi-Fi purchases
- Receive 25% inflight savings as statement credits on food and beverages
- First checked bag free
- Preferred boarding
- Travel and lifestyle services
- Travel coverage
- No foreign transaction fees
Usage Quirks:
- High yearly minimum spend of $20,000 to receive a Companion certificate
- Bonus miles for American Airlines purchases only
How Far Do Your Miles Go?
The Aviator Red card comes with a few benefits that will help you earn AAdvantage miles faster.
With the new AAdvantage program you will earn Loyalty Points for one eligible AAdvantage mile. Now you can earn Loyalty Points when you fly and when you buy (AAdvantage eShopping, AAdvantage Dining, SimplyMiles and more). And once you have AAdvantage status, you’ll earn more miles and Loyalty Points when you travel with American and their partners.
Earned miles can be redeemed for flights, as well as hotel stays, rental cars, vacation packages and other retail products.
You’ll get 10 percent of the miles you’ve redeemed back. That means you’ll save 2,500 miles on a 25,000-mile redemption, which is the cost of a domestic roundtrip. The net cost of the flight after the discount is only 22,500 miles. You can save up to 10,000 miles a year with this perk.
Cardholders also get access to American’s Reduced Mileage Awards. These awards are available for different routes at different times of the year. If you book a qualifying flight, you can save up to 7,500 miles.
Additional Cardholder Benefits
- Auto rental collision damage waiver
- Travel accident insurance
- Trip cancellation and interruption coverage
- Baggage delay insurance
- $0 fraud liability protection
Get These Credit Cards to Top Off Your AA, Delta or United Frequent Flyer Account
It happens to all of us. You’re planning a trip and you find the award flight you want, but you’re just a few miles short. What do you do? The easiest solution is to transfer points from a rewards credit card to your frequent flyer account. Or better yet, get a new card with a big sign-up bonus. You’ll probably even have enough miles to upgrade from coach to business. Why not travel in style?
What to Do If You’re Declined for a Travel Credit Card
You’ve done the research. You’ve figured out which one of the myriad of rewards credit cards you want. It’s the perfect card to earn a free flight fast to wherever you want to go. You apply and… you get declined! Don’t worry; we know what you should do next.
Best Rewards Credit Cards for International Travel
If you’re thinking about getting a
Visa, MasterCard and Amex Travel Benefits
You probably haven’t thought much about the differences between Visa, MasterCard and American Express. Most of us are more concerned with how many points or miles you can earn, and what rewards you can get.